Real Office Program
Exclusive multi-lineal office policy which provides considerable savings in premiums and significant advantages in coverage.
What and who is eligible for the ROP?
Any building occupied as office(s) and/or by contents pertaining to an office. Persons of the following trades/professions qualify:
- Doctors
- Dentists
- Accountants
- Lawyers
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- Engineers
- Agents
- and others…
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What does this new policy include?
Under the “Special Form” the policy includes replacement cost coverage for office building and contents at no additional fee, as well as coverage for your business’s Public Liability.
The policy also enables you to acquire protection for optional coverages and exposures:
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Employee Dishonesty
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Indemnity on an Actual Cash Value basis
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Physician’s and Surgeon’s Equipment
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Miscellaneous Property Floater
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Earthquake
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Flood
What advantages does the ROP offer?
One of the great advantages that his policy offers is the automatic limits for the following coverages:
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* Límit básico |
| Business Interruption |
15,000 |
| Theft of Money Inside and Outside the Premises |
500 |
| Signs Coverage |
1,000 |
| Glass Breakage |
|
| Inflation Guard |
2% |
| Mechanical Breakdown |
5,000 |
| Accounts Receivable |
10,000 |
| Valuables Papers |
10,000 |
| Off Premises Power |
1,000 |
| Responsabilidad Pública |
300,000 |
| Medical Expenses |
5,000 |
| Fire Legal |
50,000 |
| Hired & Non-Owned |
50,000 |
| *Some of these limits can be increased for an additional premium. |
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Contact your Broker, Insurance Agent or General Agency and request a quote so that you can enjoy not only the savings in premiums, but also the benefit of having a complete insurance program designed exclusively for offices. |